Joe has been my Agent for over 30 Years. I have been referring Friends, Family & Clients to Joe that entire time. The reason I do refer Joe without hesitation is that Joe is Honest, Trustworthy & Thorough. I could tell you that he saves me money, which he does, but everyone says that. Joe does it! Here is an example of the Service that I have gotten used to. My Cousin whom I referred to Joe a few years ago recently had an accident down the street from Joe's office. My Cousin called me to get Joe's number because the Insurance Card in his Glove Box was expired. I texted Joe with my request and Joe printed a current card and hand delivered it to my cousin. The Police tore up the Ticket my cousin was about to receive. Joe then, made all the arrangements at the scene to have my cousin taken to the Hospital and to have his Car towed away. Nicole, Joe's Office Manager is equally Fantastic!! When I need anything, I can Call, Text or E-mail Nicole and I have whatever info I am looking for in minutes. If you are looking to have an Agent who is there for you no matter what, you have found the right one!! Thank You Joe & Nicole for everything you both do!!!